Director, Credit Risk

📋 Description

• Lead global second-line oversight of credit, FX, and counterparty risk.
• Set risk guardrails for growth across products and jurisdictions.
• Own framework, risk appetite, limits, governance, and portfolio oversight.
• Provide independent challenge to first-line decisions and advise senior leaders.
• Role is based in New York or San Francisco; requires collaboration with cross‑functional teams.
• Represent Credit Risk in regulatory exams and board materials.

🎯 Requirements

• 10–15 years in credit risk, counterparty risk, FX risk, or related disciplines.
• Experience designing and governing second-line risk frameworks in multi‑jurisdictional settings.
• Strong underwriting, limit management, monitoring, and loss provisioning knowledge.
• Experience across merchant acquiring, commercial/charge cards, FX, treasury, or banking-partner
• Proficiency in risk reporting, governance, and escalation processes.
• SQL, Python, or similar data tools; IFRS 9/ECL familiarity preferred.

🎁 Benefits

• Hybrid work environment with global teams.
• Competitive salary and equity; bonus opportunities.