Loan Counselor/Late Stage Collections

Added
6 days ago
Type
Full time
Salary
Salary not provided

Related skills

mortgage servicing delinquency fdcpa loss mitigation respa
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๐Ÿ“‹ Description

  • Manage a portfolio of mobile home mortgage loans across all stages of delinquency
  • Outbound and inbound borrower contact to resolve delinquent accounts
  • Analyze borrower financials and counsel on options
  • Negotiate repayment plans and strive for full reinstatement
  • Evaluate loss mitigation options: forbearance, repayment plans, loan mods
  • Initiate and track loss mitigation workflows per investor guidelines

๐ŸŽฏ Requirements

  • High school diploma or equivalent; college coursework preferred
  • 1โ€“3 years mortgage collections/servicing; mobile homes preferred
  • Knowledge of GSE, FHA, VA, and Conventional loan programs
  • Strong negotiation, communication, customer service skills
  • Ability to handle sensitive financial conversations with professionalism
  • Proficient with mortgage servicing systems and Microsoft Office

๐ŸŽ Benefits

  • Medical, Dental, Vision, Life
  • 401K match
  • PTO, Sick Time, 10 Paid Holidays
  • Remote work opportunities
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