Senior Loan Processing Officer

📋 Description

• Policy analysis: understand lenders' policies to assess applications.
• Pricing requests and comparisons to secure competitive offers.
• Borrowing power assessment and capacity reports.
• Discuss loan scenarios with lender BDMs for best outcomes.
• Verify client documents (ID, payslips, bank statements).
• Income determination from payslips and tax returns.
• Lodge loan applications with lenders with complete info.
• Communicate with brokers and clients to gather financials.
• Facilitate the loan process up to settlement; coordinate with parties.
• Post-settlement tasks such as pricing and rate reviews.
• Handle complex and urgent loan requests.
• Admin: email monitoring and chasing lenders for updates.

🎯 Requirements

• Proven experience in Australian mortgage loan processing.
• Proficiency in end-to-end loan processing tasks.
• Excellent written and verbal communication with brokers and lenders.
• Ability to work independently with minimal supervision.
• Goal-oriented mindset and career advancement drive.
• Experience with loan processing CRMs: Mercury, FLEX, Quickli, ApplyOnline, Broker Engine.