Senior Mortgage Underwriter

📋 Description

• Apply advanced knowledge of Fannie Mae, Freddie Mac, FHA, and VA underwriting guidelines to test
• Review borrower documentation, including W-2s, tax returns, pay stubs, self-employment income
• Analyze income, assets, credit, collateral, and automated underwriting findings to determine
• Validate automated income calculations and other product outputs against applicable agency and
• Document test cases, results, discrepancies, and recommendations clearly and thoroughly.
• Identify product or underwriting logic gaps and provide actionable recommendations to improve

🎯 Requirements

• 3+ years of professional mortgage underwriting experience, with strong exposure to FHA and VA loans.
• Strong knowledge of Fannie Mae, Freddie Mac, FHA, and VA underwriting guidelines and their
• Hands-on experience reviewing and interpreting borrower documentation, including W-2s, tax returns
• Strong expertise in income analysis, credit evaluation, collateral review, and automated
• Ability to identify discrepancies between expected underwriting outcomes and technology-generated
• Experience testing mortgage technology products, software, or automated underwriting tools is

🎁 Benefits

• Fully remote working opportunity.
• Work within a fast-growing, technology-driven fintech environment.
• Opportunity to combine mortgage underwriting expertise with AI and financial technology.
• Direct influence on the development and improvement of automated lending products.
• Collaboration with Product, Sales, and cross-functional technology teams.
• Opportunities for professional growth and expanded expertise across mortgage technology and fintech.