Senior Mortgage Underwriter

📋 Description

• Adjudicate residential mortgage applications within authority limits with sound credit judgment and
• Manage end-to-end mortgage file pipeline in a high-volume lending environment.
• Review financial, credit, and property documents to identify risks and opportunities.
• Identify missing information and collaborate with brokers to resolve issues.
• Provide clear, professional communication to broker partners on complex decisions.
• Ensure all conditions are satisfied before final approval and closing, with due diligence.

🎯 Requirements

• 5+ years of residential mortgage underwriting experience.
• Experience in Credit Union/Monoline lender or similar environment is a plus.
• Strong knowledge of mortgage credit assessment, risk evaluation, and lending practices.
• Ability to analyze mortgage files, identify gaps, and propose solutions.
• Proven ability to manage a high-volume pipeline with attention to detail and turnaround.
• Excellent communication and relationship-management with brokers and partners.

🎁 Benefits

• Remote work opportunity across Canada.
• Competitive base salary with performance bonus.
• Comprehensive health coverage (drug, vision, dental).
• Health and Wellness Spending Accounts.
• 24/7 telemedicine and Employee Assistance Program (EAP).
• 4 weeks of paid vacation and 8 flex days plus statutory holidays.