Sr. Director, Credit Risk Analytics

📋 Description

• Own end-to-end credit risk strategy for personal loan business: underwriting, pricing
• Develop and optimize automated credit, pricing, and verification strategies using analytics, ML
• Translate analytical findings into actionable recommendations for growth and investor outcomes.
• Present strategic recommendations and risk insights to executives and risk committees.
• Translate complex credit/risk analytics into clear narratives for investors and stakeholders.
• Collaborate with Capital Markets, Product, Engineering, Legal, Compliance, Operations, Marketing

🎯 Requirements

• Master’s degree or higher in quantitative field (Business, Statistics, Mathematics, Engineering
• 12+ years of experience managing credit risk in personal lending or credit card environments.
• Deep expertise in consumer credit and fraud risk management; experience with loss forecasting
• 7+ years of people leadership experience.
• Strong understanding of credit strategy frameworks, underwriting, pricing, verification, portfolio
• Experience applying machine learning, AI, analytics, and emerging technologies to credit or fraud

🎁 Benefits

• Competitive annual base salary of $227,000–$338,000, plus bonus opportunities.
• 401(k) with 5% company match.
• Comprehensive health coverage and well-being resources.
• Flexible time off and paid parental leave.
• Annual wellness allowance.
• Flexible, digital-first working environment with remote and hybrid options.