Underwriter

📋 Description

• Assess unsecured credit applications using Open Banking data and credit reference information.
• Perform fraud prevention and AML checks per regulatory and internal policies.
• Manage your underwriting pipeline to meet turnaround targets.
• Verify information with customers when required.
• Contribute to improving underwriting processes and procedures.

🎯 Requirements

• Minimum two years' underwriting experience, ideally in unsecured lending.
• Strong understanding of fraud, AML, and risk indicators.
• Excellent attention to detail and decision-making under time pressure.
• Solid IT/numerical skills with clear written and verbal communication.
• Organised with strong pipeline, time-management, and prioritisation skills.
• Collaborative mindset; willingness to support colleagues beyond remit.

🎁 Benefits

• Equity ownership
• Hybrid work with 3 days in the office
• 25 days holiday + 8 bank holidays
• 2 paid volunteering days per year
• One month paid sabbatical after 4 years
• Employee loan