Analista de Estratégia de Crédito Pleno (Foco em Risco de Crédito)

📋 Description

• Monitor the evolution of credit risk indicators across portfolios and products, identifying trends
• Conduct quantitative and qualitative analyses to assess portfolio quality and provide insights that
• Develop and maintain management reports, dashboards, and analytical studies focused on credit
• Support the development, validation, and monitoring of statistical models and credit risk
• Evaluate the effectiveness of credit policies, decision engines, approval rules, and broader credit
• Develop segmentation, concentration, customer behavior, and forward-looking scenario analyses to

🎯 Requirements

• Completed bachelor's degree in Administration, Economics, Statistics, Engineering, Mathematics
• Professional experience in credit risk analysis, credit modeling, credit strategy, or a related
• Knowledge of credit risk indicators, delinquency, portfolio performance, and customer behavior.
• Intermediate Excel skills and the ability to work effectively with analytical spreadsheets and data.
• Knowledge of SQL for data extraction and manipulation.
• Strong analytical skills and the ability to interpret large and complex datasets.

🎁 Benefits

• Full-time employment under a CLT contract.
• 100% remote work model.
• Opportunity to work directly with credit risk, analytics, and strategic decision-making.
• Exposure to credit products, portfolio analysis, risk models, and data-driven business initiatives.
• Collaborative environment connecting business, technology, and analytics.
• Opportunities to contribute to strategic projects and the continuous improvement of risk management