Analytics Lead, Full Stack (Collections & Recoveries)

📋 Description

• Own the full Canadian post-delinquency lifecycle: digital and outbound collections, third-party
• Own the digital and calling collections mix: comms cadence and sequencing, day-of-week and channel
• Own recoveries strategy and performance analytics: recovery rates, cost-to-collect, placement mix
• Set and iterate the Canadian collections and recoveries strategy across delinquency, roll rates
• Take collections and recoveries initiatives from hypothesis to launch to measured impact: sizing
• Work with Product, Legal and Compliance to ensure every treatment design meets Canada's regulatory

🎯 Requirements

• 5-7+ years in credit risk, collections, or recoveries strategy analytics in consumer lending
• Experience designing or optimising collections and/or recoveries strategies leveraging data
• Very strong analytical background with proficiency in SQL, Python, or other scripting languages
• Demonstrated ability to interpret credit and collections performance data and translate it into
• Knowledge of collections, recoveries, and delinquency management practices
• Familiarity with Canadian consumer protection, collections, and privacy regulations (e.g.

🎁 Benefits

• Health coverage at no cost: 100% of premiums for employees and their dependents covered
• Spending stipends: Monthly stipends for tech setup and flexible health/wellness options
• Time off to recharge: Flexible time off and generous holiday calendars
• Own a piece of what you build: Employee stock purchase plan (ESPP) to buy Affirm stock at a discount