Associate Director, Payments/Scheme Economics

📋 Description

• Own scheme economics and rule interpretation: Maintain deep expertise across scheme fees
• Ensure accurate payment cost configuration: Translate complex scheme rules into fee tables
• Protect payment cost integrity: Establish robust governance, testing and controls across scheme
• Build granular visibility into payment economics: Develop robust models and analytics across
• Drive structural cost and margin optimization: Identify, quantify and execute opportunities to
• Shape pricing and commercial decisions: Translate underlying payment economics into recommendations

🎯 Requirements

• 7+ years of relevant experience in payments, acquiring, issuing, card networks, payment
• Deep knowledge of card payment economics, particularly Visa and Mastercard interchange, scheme
• Strong ability to operationalize complex payment rules, translating fee schedules and network
• Experience with payment cost systems and controls, including interchange tables, scheme fee logic
• Strong analytical and quantitative capabilities, including experience working with
• Strong commercial judgment, with the ability to connect detailed payment mechanics to pricing