Bank Secrecy Act (BSA) Officer & AML/Sanctions Team Lead

📋 Description

• Serve as Kikoff's designated BSA Officer with authority for the BSA/AML program.
• Own and enhance the BSA/AML program, including CIP, CDD/EDD, and monitoring.
• Lead OFAC sanctions across all Kikoff products: screening, rescreening, investigations.
• Build and mentor AML/sanctions team; coordinate with sponsor banks and regulators.
• Lead regulatory examinations, audits, and remediation actions.
• Partner with Data/Engineering to optimize monitoring and reduce false positives.

🎯 Requirements

• 7+ years in BSA/AML/OFAC compliance.
• Experience as BSA Officer or Deputy BSA Officer at a bank, fintech, BaaS provider, or sponsor-bank program.
• Proven track record leading regulatory examinations and remediating findings.
• Deep understanding of CIP reliance, third-party risk management, and sponsor bank oversight.
• Experience building or scaling transaction monitoring and sanctions screening programs (e.g., Sardine, Alloy, Unit21).
• Proven people leadership with hiring, mentoring, and developing compliance professionals.

🎁 Benefits

• Equity and a comprehensive benefits package.
• Opportunity to build and scale compliance in a fast-growing fintech.
• Work with seasoned fintech founders and leadership.
• Hybrid work model with SF or Phoenix offices.
• Equal opportunity employer.