Credit Risk Analyst Commercial Underwriter

📋 Description

• Underwrite and manage a portfolio of Stripe’s largest and fastest-growing businesses across APAC.
• Evaluate business models, financial statements, cash-flow forecasts, transaction patterns, and
• Develop clear, data-driven credit recommendations and tailored risk mitigations that balance
• Build expertise across APAC industries, geographies, payment flows, and operating models, and apply
• Provide credit insights that support onboarding, ongoing portfolio management, commercial
• Conduct periodic and trigger-based reviews, identify changes in risk, and recommend timely actions

🎯 Requirements

• 5+ years of relevant experience in commercial credit underwriting, financial-risk modeling
• A bachelor’s degree in Finance, Accounting, Economics, Statistics, or a related field, or
• Strong accounting knowledge and demonstrated ability to evaluate financial statements, cash flows
• Ability to synthesize quantitative and qualitative information into a clear credit-risk narrative
• Sound commercial judgment and the ability to balance financial-risk considerations with user growth
• Strong written and verbal communication skills, including the ability to explain complex credit