Credit Risk Analyst, EMEA Underwriting

📋 Description

• Underwrite and manage a portfolio of Stripe's largest customers.
• Provide tailored credit risk recommendations to mitigate exposure.
• Analyze risk across industries, geographies, and operating models.
• Deliver insights to support onboarding strategies and pricing.
• Help refine tools and processes to hit KPIs (loss targets, coverage).
• Collaborate with Sales, Legal, Treasury, and Finance partners.

🎯 Requirements

• 3+ years in commercial credit underwriting and risk modeling.
• Bachelor’s degree in Finance, Economics, Statistics, or related fields.
• Strong accounting knowledge; able to evaluate financial statements.
• Translate financial data into narratives for credit risks and mitigations.
• Strong written, verbal, and analytical skills.
• Comfortable interacting with CFOs/CEOs of top merchants.