Credit Risk Manager

📋 Description

• Build credit risk monitoring frameworks tied to plans and policy limits.
• Set early warning indicators and risk thresholds for underwriting models.
• Challenge 2LOD/1LOD activities using portfolio insights.
• Partner with ML, Product, Risk, and Bank leadership to act when risk deviates.
• Collaborate with Model Risk Management and Fair Lending on 2nd line.
• Prepare portfolio risk analyses and present to leadership and committees.

🎯 Requirements

• Bachelor's degree in finance, economics, statistics, math, or related field.
• 7+ years in consumer credit risk management or portfolio analytics.
• Experience analyzing credit performance across the lending lifecycle.
• Experience using SQL, Python, or R to evaluate portfolio risk.
• Experience communicating quantitative analyses to senior leaders.
• Knowledge of machine learning concepts in lending and risk management.

🎁 Benefits

• Competitive compensation with base pay, bonus, and equity.
• 401(k) or retirement plan with company match.
• ESPP for eligible US employees.
• Medical, dental, vision, and wellness coverage.
• HSA contributions for eligible US plans.
• PTO, holidays, and paid family leave.