Credit Risk Manager

📋 Description

• Continuously refine and modernize credit underwriting strategies using advanced analytics to
• Analyze historical loan performance data to model credit expansion initiatives, identify new
• Perform root-cause analyses on credit losses and default trends, partnering with Fraud Risk
• Develop valuation models to estimate segment-level economics and advise Capital Markets on yield
• Partner with Product, Engineering, and Data Science to design A/B tests that balance risk control
• Track and validate pre- and post-implementation performance for all deployed credit management rule

🎯 Requirements

• Bachelor's/Master's degree with a quantitative background (e.g., Statistics, Math, Economics
• 5+ years in credit risk management or data science within consumer lending.
• Comfortable working in a fast-moving, evolving environment where priorities shift and initiatives
• Self-driven, with intense focus on results. Strong curiosity with proven track record of probing
• Strong analytical and problem-solving skills, combined with solid business judgment.
• Clear communicator who can translate complex data into simple, actionable insights.

🎁 Benefits

• Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees
• Company HSA, FSA, Dependent Care FSA, and 401(k) benefits.
• Employer-paid life and disability insurance.
• 11 observed holidays and flexibility plan.
• Up to 12 weeks of paid family leave.
• Continuing education reimbursement.