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1 hour ago
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Full time
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Related skills

sql python pandas scikit-learn credit scoring

📋 Description

  • Build credit scoring models (application & behavioral) from scratch
  • Own end-to-end modeling lifecycle: explore data, feature engineering, modeling
  • Validate models using AUC, KS, Gini, PSI, and bad rate
  • Monitor production models and trigger recalibration or retraining
  • Translate models into specs for decision engines
  • Collaborate with product and risk to adjust strategies and pricing

🎯 Requirements

  • 2+ years of credit risk modeling experience
  • Proven experience building or validating credit scoring models (application or behavioral)
  • Strong Python (pandas, scikit-learn) and SQL skills
  • Experience with lending products (loans, credit cards, BNPL)
  • Experience translating models into production/decision engine logic
  • Understanding of business impact evaluation (NPV, backtesting, portfolio metrics)
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