Data Analyst, Credit Risk

📋 Description

• Support the end-to-end credit risk lifecycle for the MyPay product, including underwriting
• Design, execute, and analyze rigorous A/B tests to optimize credit limits, user experience, and
• Utilize advanced statistical modeling and data science techniques to identify new risk signals
• Partner closely with Product Management, Engineering, Data Science, and Finance to integrate risk
• Develop robust dashboards and reporting frameworks to track portfolio performance, loss metrics

🎯 Requirements

• 3+ years of experience in credit risk, data science, or advanced analytics, preferably within
• Expert-level proficiency in SQL for complex data extraction and manipulation.
• Strong programming skills in Python (Pandas, NumPy, Scikit-learn) for data analysis and predictive
• Deep hands-on experience designing, launching, and analyzing A/B tests and multivariate
• Solid understanding of consumer credit risk principles, loss forecasting, and unit economics.
• Exceptional ability to translate complex data and technical concepts into actionable, high-level

🎁 Benefits

• In-office work policy: four days a week in the office, Fridays from home for those near one of our
• Benefits supporting work and life, including backup child, elder, and pet care and subsidized
• Comprehensive health, financial, and wellbeing benefits.
• Generous vacation policy and company-wide paid days off.
• 1% of your time off to support local community organizations.
• Annual wellness stipend.