Data Science Manager (Credit)

📋 Description

• Develop credit scoring, affordability, and behavioural models for underwriting and pricing
• Design and run experiments to optimise approval rates and loss rates
• Partner with product squads to embed decision logic into real-time systems
• Ensure data quality, compliance, and ethical use of models in decisioning
• Mentor product squads on experimentation and data-driven decision making
• Provide models to optimise collections, churn, and retention

🎯 Requirements

• Degree in Statistics, Mathematics, Engineering, or similar
• 5+ years in data science, decision science, or risk analytics in financial services, including 2+ years in management
• Working knowledge of credit risk, consumer lending, and regulatory considerations
• Proficiency in SQL and at least one modelling language (Python or R)
• Experience with A/B testing, machine learning, collections modelling, and churn management
• Ability to translate complex analyses into clear recommendations for stakeholders
• High ownership mindset and ability to work in fast-paced, cross-functional teams

🎁 Benefits

• Drive financial inclusion across Africa
• Innovative and impactful projects
• Flexible work arrangements
• Continuous learning and career growth
• Competitive salary and bonuses
• Health insurance and pension plans