Director, Credit Risk

📋 Description

• Define, implement, and continuously enhance the global second-line credit risk framework, including
• Oversee credit exposures across merchant acquiring, charge cards, B2B and commercial activities, FX
• Review and challenge first-line underwriting strategies, customer and merchant risk policies
• Establish and monitor appropriate second-line guardrails for FX exposures arising from pre-funding
• Set and oversee counterparty risk standards for banking partners, payment partners, merchants
• Lead proactive monitoring of credit, FX, and counterparty portfolios, including exposure

🎯 Requirements

• 10–15 years of progressively senior experience across credit risk, counterparty risk, FX risk
• Deep experience designing, implementing, and governing second-line credit risk frameworks in a
• Strong understanding of credit risk identification, measurement, underwriting, limit management
• Demonstrated experience managing risk across multiple product lines, such as merchant acquiring
• Practical experience overseeing FX and counterparty risk, including exposure measurement
• Proven ability to challenge first-line decisions and communicate clear risk positions to senior