Fraud Risk Analyst – US Banking & Payments

📋 Description

• Monitor and investigate suspicious activity across debit card transactions, account opening, ACH
• Investigate first-party fraud, third-party fraud, account takeover, identity fraud, unauthorized
• Identify friendly fraud, first-party misuse, and dispute abuse, including potentially fraudulent
• Analyze transaction data, customer behavior, device intelligence, account relationships, and
• Use investigation outcomes and transaction data to develop new fraud detection rules, improve
• Continuously evaluate fraud controls to improve detection rates, reduce fraud losses, and minimize

🎯 Requirements

• 4–6 years of experience in fraud investigation, fraud operations, payment risk, or fraud analytics.
• Strong understanding of first-party and third-party fraud, friendly fraud, dispute abuse, card
• Knowledge of US payment systems, including debit card transactions, card disputes and chargebacks
• Strong analytical skills, with the ability to identify patterns, investigate complex cases, and
• Proficiency in SQL and experience analyzing transaction data using spreadsheets, dashboards, or
• Strong problem-solving, communication, and documentation skills.