Head of Credit & Fraud

📋 Description

• Own credit and fraud strategy and policy across the customer lifecycle, from acquisition and
• Set credit risk appetite with the Chief Risk Officer and translate it into clear credit policy
• Balance loss rates, approval rates and conversion to grow profitably, and lead the rollout of
• Run a disciplined test-and-learn agenda across credit and fraud strategies, with clear success
• Own credit performance monitoring, vintage analysis and early-warning indicators, and partner with
• Spot credit and fraud risks early, including shifts in consumer credit health and new fraud

🎯 Requirements

• College degree in a quantitative discipline such as Economics, Finance, Engineering, Math
• 12+ years of experience in financial services
• 8+ years of credit risk experience, including direct ownership of credit strategy or credit policy
• Experience owning or partnering closely on fraud risk strategy and controls
• Proven track record of building, leading and developing high-performing teams, including remote
• Demonstrated experience building trust across cross-functional teams, cultivating an environment of

🎁 Benefits

• Generous medical, dental, and vision insurance options
• Eligible for Annual Bonus
• Eligible for Long-term Incentive Program
• 401k Plan with a matching contribution
• Generous PTO including sick leave, vacation, volunteer, and more
• 12 Weeks Paid Parental Leave