Head of Underwriting

📋 Description

• Own underwriting domain expertise, quality, policy interpretation, and exception handling.
• Review complex or unsupported scenarios and define how they should be handled going forward.
• Translate underwriting guidelines and expert judgment into requirements Product and Engineering can
• Identify recurring conditions, reviews, and escalations that should be automated or eliminated.
• Establish QA, monitoring, override, and escalation mechanisms for automated decisions.
• Partner closely with Processing, Compliance, Capital Markets, Account Management, Product, and

🎯 Requirements

• Significant mortgage underwriting and underwriting-leadership experience.
• Strong preference for scaled wholesale lending experience.
• Experience operating at hundreds or thousands of loans per month.
• Excellent credit judgment and deep knowledge of underwriting guidelines and exceptions.
• Ability to make implicit domain expertise explicit and systematic.
• Strong process and quality orientation.