Merchant Risk Data Analyst

📋 Description

• Analyze large volumes of transactional data to identify merchant risk patterns and trends
• Build predictive models to forecast merchant fraud, financial distress, compliance issues, and
• Develop risk scoring methodologies that prioritize high-risk merchants for proactive review
• Conduct historical trend analysis to understand how merchant risk evolves over time and across
• Identify leading indicators of merchant misconduct, project abandonment, chargebacks, and borrower
• Design automated merchant risk triggers based on transactional behavior and performance metrics

🎯 Requirements

• 3+ years merchant risk experience in fraud detection, compliance monitoring, underwriting, or risk
• Strong SQL skills for querying large datasets and performing complex data analysis
• Proficiency in Tableau (or similar BI tools) for building dashboards and visualizations
• Experience with predictive modeling and statistical analysis (regression, classification
• Excel/Google Sheets expertise for data manipulation, pivot tables, and analysis
• Deep merchant risk knowledge: fraud patterns, financial distress indicators, compliance red flags

🎁 Benefits

• Competitive salary and stock option plan
• 100% paid coverage of medical, dental, and vision insurance
• Flexible PTO
• Competitive 401(k)
• Paid parental leave
• Health & wellness initiatives