Risk Portafolio Manager

📋 Description

• Own end-to-end monitoring of the credit portfolio, incl. vintages, losses, originations, NPLs by
• Evaluate and underwrite high-ticket merchant credit facilities, USD 100K–200K+ per facility.
• Define, monitor, and analyze key metrics: losses, yield, profitability, portfolio construction
• Use SQL and/or Python to extract, structure, analyze, and interpret portfolio data.
• Apply statistical reasoning to identify trends, risks, and opportunities across large datasets.
• Collaborate with business teams and engage in client interactions as needed while applying

🎯 Requirements

• Approximately 7 years experience in credit, lending, credit risk, or analytics in a lending
• Background in fintech, payment processor, POS provider, bank, or similar financial institution with
• Hands-on underwriting experience at scale, especially high-ticket merchant credits.
• Strong SQL and/or Python skills for data extraction, structuring, and analysis.
• Solid statistical literacy and ability to interpret risk models.
• Understanding of portfolio economics: loss, yield, profitability, cohort performance, health.

🎁 Benefits

• Opportunity to join a high-impact fintech with regional scale.
• Ownership of tooling, automation, and processes for credit-risk control.
• Exposure to strategic portfolio management and credit decisions.
• Cross-functional collaboration with Latin America teams.
• Exposure to regulatory challenges and embedded finance innovation.
• Fast-paced, growth-oriented environment with strategic influence.