Risk Portafolio Manager

📋 Description

• Manage credit portfolio performance: Monitor portfolio vintages, losses, originations
• Evaluate and underwrite high-value credit facilities: Assess merchant credit facilities starting at
• Define and track key risk metrics: Establish and monitor performance indicators related to credit
• Conduct hands-on data analysis: Independently extract, structure, and analyze portfolio data using
• Apply quantitative and statistical reasoning: Interpret portfolio data, assess risk patterns, and
• Collaborate with business stakeholders: Work closely with commercial and business teams, contribute

🎯 Requirements

• Relevant professional experience: Approximately seven years of experience in credit risk, lending
• Financial services background: Experience in a fintech, bank, payment processor, point-of-sale
• Credit underwriting expertise: Practical experience evaluating credit exposures, ideally involving
• Strong technical and analytical skills: Proficiency in SQL and/or Python, particularly for
• Statistical and data literacy: A solid understanding of statistical fundamentals, quantitative
• Business and communication skills: The ability to translate quantitative findings into practical

🎁 Benefits

• Meaningful impact: Join a mission-driven fintech working to expand access to financial solutions
• Ownership and autonomy: Take responsibility for critical credit portfolio decisions and contribute
• Growth-oriented environment: Work in a fast-paced organization with opportunities to influence
• Cross-functional collaboration: Partner with talented professionals across business, risk, and
• Complex and innovative challenges: Gain exposure to embedded finance, evolving regulatory
• Long-term incentive opportunity: Eligible team members may participate in a performance-based