Senior Associate, Business Lending

📋 Description

• Build a new lending program from the ground up with the breadth to see every part of it, from
• Design and own the adjudication policy for a new business credit card, including entity-level
• Own line management strategy for business credit products: credit limit increases and decreases
• Partner with the collections team to design risk-managed treatment strategies specific to business
• Evaluate the performance of the business lending portfolio and your policies, using vintage
• Propose policy enhancements that improve marginal profitability while keeping risk within appetite

🎯 Requirements

• Has direct experience underwriting or setting credit policy for small and medium-sized businesses
• Writes SQL hands-on to self-serve data and build monitoring and analytics.
• Brings credit discipline to a ship-and-iterate environment, and is comfortable shaping policy while
• Can turn analysis into a clear recommendation for technical and non-technical audiences, weigh
• Is intellectually curious, passionate about their work, and wants ownership over their projects.

🎁 Benefits

• Top-tier health benefits and life insurance
• Long-term group savings with employer match, through Wealthsimple for Business
• 20 vacation days, 4 wellness days, and unlimited sick and mental health days per year*
• 90 days away: work outside Canada for up to 90 days per year*
• Employee resource groups, including Rainbow (2SLGBTQ), Women of WS, and Black at WS
• We are a hybrid team with over 1,500 employees across North America. The people are one of the best