Senior Business Analyst, Credit & Analytics

📋 Description

• Lead the integration and validation of external data sources — credit bureaus, bank and open
• Own the cleanup of customer data consents and connections so external data can be pulled and
• Replace manual credit and portfolio processes with repeatable, documented SQL/Python workflows
• Define data quality checks and documentation so the team can trust what it's looking at
• Use internal performance and external data to develop and refine underwriting criteria and credit
• Design customer management strategies, including credit line increases, decreases and reinstatements

🎯 Requirements

• 3–7 years of analytics experience in credit risk, with hands-on work on commercial or SMB credit in
• Advanced SQL — you write your own queries against large, messy datasets and are comfortable
• Working proficiency in Python for analysis and statistical modeling (regression, segmentation
• Experience with version control (e.g., GitHub) for sharing and maintaining code is a plus
• Able to work independently and take ownership
• Direct experience working with external or alternative data sources (bureau, banking, open finance

🎁 Benefits

• Knowledge of Latin American credit data and open finance ecosystems (e.g., Mexico, Brazil, Colombia)
• Experience implementing, validating or monitoring risk and scoring models alongside data science
• Experience supporting collections strategy or early-warning programs
• Experience with visualization tools such as Tableau, Metabase, Claude Visualization Tools
• Fluency in Spanish and/or Portuguese
• Experience in a high-growth startup or fintech