Senior Business Analyst, Credit & Analytics

📋 Description

• Define and monitor portfolio KPIs, building dashboards to track portfolio health and strategy
• Develop and validate credit risk models, applying logistic regression, segmentation, and clustering
• Collaborate with engineering to integrate and validate external data sources (credit bureaus, bank
• Clean and manage customer data consents and connections for reliable data refresh in line with
• Transform manual credit and portfolio processes into repeatable, documented SQL/Python workflows
• Refine underwriting criteria and credit limit strategies using internal and external data

🎯 Requirements

• 3-7 years of analytics experience in credit risk, with hands-on work in commercial or SMB credit
• Advanced SQL for querying large, messy datasets and validating data quality
• Working proficiency in Python for analysis and statistical modeling (regression, segmentation
• Experience integrating and cleaning external or alternative data sources (bureau, banking, open
• Ability to work independently and take ownership
• Track record of turning analysis into implemented credit policy or strategy changes with measurable