Senior Credit Analyst

📋 Description

• Collect debtor financials via research, interviews, site visits.
• Validate DRA and ensure up-to-date credit risk position.
• Manage a debtor portfolio, incl. large exposures and sensitive files.
• Monitor worklists to meet volumes, time, quality, SLAs.
• Liaise with Risk Underwriting and share adverse information.
• Ensure compliance with Coface and regulators.

🎯 Requirements

• University degree in Finance, Business, Economics, Banking or equivalent.
• Min 10 years in credit risk analysis (Banking/financial services or credit dept).
• Read and interpret company accounts (audited/management/draft) incl. ratios.
• Understand company law, accounting principles, and legal group structures.
• Knowledge of macroeconomic trends as context for creditworthiness.
• Understanding of banking products and financing mechanisms.
• Experience in trade credit insurance or international corporate env a plus.
• Strong communication and presentation skills; good questioning.
• Credit or business research skills.
• Team player with ability to share information; collaboration.
• Previous management experience preferred.

🎁 Benefits

• Flexible working model; hybrid after first month.
• Central, modern office.
• Training budget for courses and language platforms.
• Career opportunities locally and internationally.
• Healthcare.