Senior Credit Risk Analyst

📋 Description

• Track portfolio metrics: FPD, GNS, delinquency, and D2M by cohort
• Build dashboards and recurring reports for early signals and trends
• Conduct vintage analysis and loss curve development for reviews
• Support originations strategies, score cutoffs, underwriting policy
• Analyze A/B tests and pricing experiments for actionable recommendations

🎯 Requirements

• 3 to 5 years of experience in credit risk or related quantitative role
• Strong SQL skills; write complex queries without a template
• Strong Python experience for data analysis and modeling
• Credit risk concepts: scorecards, vintage analysis, delinquency curves, loss forecasting
• Ability to communicate analytical findings clearly to non-technical stakeholders

🎁 Benefits

• Comprehensive healthcare including medical, dental, and vision
• Generous PTO, sick time, and 13 company holidays
• 401(k) with company contribution
• Annual discretionary bonus plan
• Regular team and company gatherings