Senior Data Scientist (Credit)

📋 Description

• Develop and deploy credit scoring, affordability, and behavioural models to support underwriting
• Design and run experiments to optimise approval rates, loss rates, and profitability
• Partner with product squads to embed decision logic into real-time systems
• Ensure data quality, compliance, and ethical use of models across all decisioning processes
• Mentor product squads on best practices in experimentation and data-driven decision-making
• Provide models to optimise outcomes in collections, churn management and user retention

🎯 Requirements

• Comfortable with Statistics and have a Degree or qualifications in a quantitative field
• +5 years of experience in data science, decision science, or risk analytics within financial
• Working knowledge of credit risk, consumer lending, and regulatory considerations
• Proficiency in SQL and at least one modelling/programming language (Python, R)
• Experience with A/B testing, machine learning, collections modelling and churn management
• Ability to translate complex analyses into clear recommendations for business stakeholders

🎁 Benefits

• Culture: We put our people first and prioritise the well-being of every team member. We’ve built a
• Learning: We have a learning and development-focused environment with an emphasis on knowledge
• Compensation: You’ll receive an attractive salary, pension, health insurance, monthly bonuses, plus