Senior Financial Crime Investigator - Merchant Acquiring

📋 Description

• Conduct KYB checks on new and existing customers through onboarding and monitoring.
• Review merchant applications, financial statements, legal agreements, and ownership data.
• Assess risk and perform due diligence using established criteria.
• Investigate red flags and resolve discrepancies in due diligence.
• Collaborate with Compliance, Legal and Risk to resolve issues.

🎯 Requirements

• Proven experience in KYC/AML/compliance in payments or financial services.
• Strong analytical and investigative skills to identify risks.
• Deep knowledge of KYB/AML, SAR regimes, and POCA basics.
• Experience with merchant acquiring onboarding and card scheme rules.
• Ability to adapt quickly in a fast-paced environment and manage change.
• Qualification relevant to financial crime (e.g., ACAMS, ICA Diploma) or working towards it.

🎁 Benefits

• Salary £31,100 - £39,350 plus incentive awards.
• £1,000 learning budget per year.
• Work from home with MacBook and remote setup support.
• Access to Monzo benefits and career development.