Subcontractor Default Underwriting Lead

📋 Description

• Define and build Shepherd’s SDI strategy, including target contractor profiles, construction
• Help establish the underwriting guidelines, authority framework, referral rules, and rating
• Work with capacity partners to secure and structure the paper behind the program, and keep those
• Partner with Product, Engineering, and Data to design the submission-to-bind workflow, contractor
• Underwrite new and renewal SDI programs within your authority, including financial review
• Set up procedures for monitoring in-force programs for changes in contractor financial health

🎯 Requirements

• 8+ years of underwriting experience, with significant direct experience underwriting Subcontractor
• Deep knowledge of general contractors and construction managers across the construction industry.
• A proven record of building and growing an SDI portfolio profitably.
• Strong financial analysis skills, including reviewing contractor financial statements, WIP
• Deep understanding of how general contractors prequalify, select, and manage subcontractors.
• Technical command of SDI program structure, including enrollment, per-loss deductibles, co-pays

🎁 Benefits

• Premium Healthcare: 100% contribution to top-tier health, dental, and vision.
• Fertility Benefits & Family Building Support.
• Unlimited PTO.
• Daily Lunches, Dinners & Snacks.
• SF, NYC, Dallas–Fort Worth, Chicago & LA Offices.
• Professional Development: Access to premium coaching, including leadership development.