U.S. Banking Regulatory Compliance Lead

📋 Description

• Own the second-line compliance framework for Stripe’s U.S. BaaS products (i.e., Capital, Issuing
• Turn U.S. federal and state laws, guidance, enforcement actions, and supervisory expectations into
• Set and oversee controls for BSA/AML, customer identification and verification, customer due
• Oversee consumer and lending compliance for BaaS products, including UDAAP; Regulations E, Z, B
• Oversee deposit-product compliance, including FDIC insurance representations, Reg CC, pass-through
• Define compliance expectations for privacy, cybersecurity, incident escalation, operational

🎯 Requirements

• At least 7 years of experience in U.S. banking, fintech, or financial-services compliance
• A deep understanding of the U.S. regulatory framework for BaaS and how responsibilities are divided
• Hands-on expertise across several relevant areas, such as BSA/AML and sanctions, consumer financial
• A track record of turning complex U.S. legal and regulatory requirements into practical policies
• Experience with the full compliance control lifecycle: assessing risk and obligations, designing
• Experience reviewing new products and material changes, as well as supporting regulatory change