Business Analyst, Home Services Financing

📋 Description

• Evaluate lender coverage across FICO bands, loan amounts, states, trades, contractor segments
• Identify contractor and consumer demand not adequately served by the lender network.
• Quantify the application, approval, funded-loan, and revenue opportunity associated with closing
• Recommend lender capabilities, products, or underwriting criteria to add or expand.
• Develop lender scorecards covering volume, approval rates, funded rates, pull-through, loan size
• Determine whether prospective lenders provide incremental coverage or duplicate existing

🎯 Requirements

• 4+ years of experience in financial services, fintech, consumer lending, marketplace analytics
• Experience with consumer-credit or lending products, preferably in home improvement, point-of-sale
• Strong knowledge of credit segmentation, FICO bands, underwriting criteria, lender economics, and
• Demonstrated ability to identify trends, anomalies, risks, and early warning indicators in complex
• Advanced SQL and Excel or Google Sheets skills.
• Experience with Tableau, Power BI, Looker, or a similar platform.

🎁 Benefits

• Performance bonus or commission and equity in the form of restricted stock units
• Health care benefits
• Retirement benefits
• Paid days off (paid sick leave, parental leave, paid time off, or vacation benefits)
• Other tax-reportable benefits