Credit Risk Manager

📋 Description

• Decision escalated scorecard referrals outside standard rules, exercising DLA up to $500K.
• Own judgment-based decisions and applications just outside policy, approving, restructuring, or
• Deliver escalated referral decisions within agreed service standards, targeting under one business
• Act as the escalation point for complex or material credit cases across SBD.
• Set and document credit standards for at-the-margin cases.
• Codify judgment-based decisions into policy and scorecard rules.

🎯 Requirements

• Strong understanding of credit risk principles, portfolio management, and risk appetite frameworks.
• Analytical abilities with proficiency in data interpretation and Excel-based reporting.
• Sound credit judgment with the ability to make timely, well-reasoned decisions and structure
• Excellent stakeholder engagement and communication skills.
• Proficiency in financial statement analysis, bureau data, and banking transactions.
• 5+ years’ experience in credit risk, credit assessment, or lending roles (including holding a DLA).

🎁 Benefits

• Hybrid working: headquartered in North Sydney with state-based workplaces and hybrid work policy
• Parental leave: up to 26 weeks paid
• Strategy Week twice a year with all-company business updates
• Flat structure with senior leaders accessibility
• Wellbeing benefits including day off on birthday