Director, Credit Risk

📋 Description

• Own & Scale Credit Strategy: Evolve and improve Ripple's global credit risk framework
• Drive Commercial Credit Structuring: Partner proactively with Sales, Product, Trading, and
• Pioneer On-Chain Risk Management: Partner closely with Product and Engineering teams to design and
• Portfolio Monitoring & Stress Testing: Oversee portfolio health, concentrations, covenants, and
• Cross-Functional Collaboration: Partner with Legal and Compliance to negotiate credit
• Team Leadership & Development: Build, mentor, and empower a high-performing credit team as

🎯 Requirements

• Proven Track Record & Accomplishments: 10+ years of progressive credit risk, lending, or
• Commercial Mindset: Demonstrated success partnering with commercial teams to structure, negotiate
• Low Ego & High Collaboration: A humble, team-first approach. You lead with empathy, actively
• Analytical & Technical Excellence: Exceptional financial modeling skills (Excel, Google Sheets
• Crypto & Market Knowledge: Strong understanding of digital assets, stablecoins, lending
• Technology Forward: Experience partnering with technical teams to design and build models, leverage

🎁 Benefits

• The opportunity to build in a fast-paced start-up environment with experienced industry leaders
• A learning environment where you can dive deep into the latest technologies and make an impact. A
• Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they
• In-office collaboration for moments that matter is important to our culture, and we give managers
• Bi-weekly all-company meeting - business updates and ask me anything style discussion with our
• We come together for moments that matter which include team offsites, team bonding activities