Due Diligence Quality Control Underwriter

Added
2 hours ago
Type
Full time
Salary
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Related skills

due diligence underwriting risk analysis fannie mae freddie mac
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๐Ÿ“‹ Description

  • Review mortgage loan files for accuracy and completeness of documents
  • Perform due diligence reviews to ensure loans meet investor, product, and AUS guidelines
  • Analyze borrower credit, collateral, and capacity to repay, including income calculations
  • Calculate loan-to-value ratios and analyze debt obligations
  • Analyze purchase contracts, title commitments, and other loan documentation
  • Conduct risk analysis and recommend resolutions for deficiencies

๐ŸŽฏ Requirements

  • 5+ years due diligence QC and underwriting experience
  • 3+ years reviewing Non-QM loans
  • Strong appraisal review skills
  • Deep understanding of DSCR and business purpose loans
  • Expertise in Fannie Mae and Freddie Mac guidelines and QM/ATR
  • Experience with post-close QC best practices

๐ŸŽ Benefits

  • Flexible work model (home, office, or on the move)
  • PTO as needed
  • Comprehensive insurance coverage
  • 401(k) match
  • Stock option grants and stock purchase plan
  • Every team member is an owner
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