Lead Product Manager – Payments Risk

📋 Description

• Own the product strategy and roadmap for merchant and transaction risk
• Build capabilities for merchant eligibility, underwriting, risk segmentation, financial exposure
• Build transaction fraud detection, monitoring and decisioning capabilities using signals, rules
• Develop controls for disputes, chargebacks, reserves, holds, negative balances and payout risk
• Build the tooling and workflows needed to support investigation, review and risk operations
• Develop reusable capabilities for risk decisioning, rules, signals, limits, monitoring, alerts and

🎯 Requirements

• Deep, hands-on payments risk product experience
• Built and operated risk capabilities within a payments platform, PSP, acquirer, PayFac, marketplace
• Meaningful Product Management experience across both merchant risk (KYB/KYC, merchant onboarding
• Significant Product Management experience in a technically complex payments or fintech environment
• Strong understanding of how merchant risk, transaction risk and the movement of money create
• Experience building risk decisioning capabilities using rules, signals, scoring, limits and

🎁 Benefits

• Variable Pay: participation in annual bonus and equity (RSU) programs
• Performance-based cash or equity (RSUs) incentives
• World-class health, wellness, and retirement programs
• Xero Perks including Wellbeing days, generous leave, and dedicated professional development budgets