Long-Term Care Underwriting Manager

📋 Description

• Evaluate and classify risks for life insurance and long-term care hybrid products
• Make underwriting decisions, including postponing, declining, or assigning substandard ratings
• Ensure underwriting decisions align with published guidelines, procedures, and mortality and
• Process underwriting cases using established operating systems and workflows
• Validate underwriting decisions in collaboration with internal teams and external partners
• Maintain compliance with applicable underwriting standards and operational procedures

🎯 Requirements

• Bachelor's degree (BA or BS) or equivalent college-level qualification
• At least 10 years of professional experience in life insurance or long-term care underwriting
• Established underwriting approval authority for life insurance cases of at least $5 million and LTC
• Strong understanding of underwriting guidelines, risk classification, and mortality and morbidity
• Ability to assess complex cases and make sound, well-documented underwriting decisions
• Excellent analytical, problem-solving, and decision-making skills

🎁 Benefits

• Annual salary: $95,000–$130,000
• Eligibility for annual incentive program
• Fully remote working arrangements
• Medical, prescription, dental, and vision insurance
• Health Savings Account (HSA) and Flexible Spending Accounts (FSA)
• Paid Time Off (PTO)