Senior Credit Analyst

📋 Description

• Prepare comprehensive credit memorandums and supporting documentation for commercial loan approval
• Review borrower and guarantor documentation to confirm alignment with approved loan terms and
• Analyze financial statements and pro forma financial information using trend analysis, ratio
• Evaluate pledged collateral and determine its suitability in accordance with internal credit
• Review and interpret third-party commercial appraisal reports, Phase I environmental reports, title
• Produce clear, thorough written analyses summarizing key findings, risks, opportunities, and

🎯 Requirements

• Bachelor’s degree or equivalent practical experience.
• At least 5 years in commercial banking or technology with a proof of fraud prevention mindset.
• At least 5 years of direct credit analysis and commercial underwriting experience.
• Strong financial analysis and modelling skills to assess borrower suitability including risk
• Significant knowledge of debt structure, collateral risk, and credit policy.
• Strong command of credit due diligence to accurately forecast losses.

🎁 Benefits

• Remote position open to candidates across the US.
• Compensation range of $33–$50 per hour, adjusted based on geographic location and market factors.
• Low-cost employee medical contributions.
• Dental and vision coverage with zero employee contributions.
• 401(k) with a dollar-for-dollar employer match up to 5%.
• Generous paid time off program.