Senior Credit Risk Manager

📋 Description

• Responsible for understanding portfolio health across the full customer lifecycle and making
• Develops and executes credit strategies within Tala's decisioning frameworks, including approval
• Monitors portfolio KPIs continuously, identifies emerging trends (volume, quality, customer
• Develops existing decisioning frameworks to support evolution of portfolio
• Partners with Product and Data Science squads to translate risk strategy priorities into
• Provides concise, well-reasoned portfolio updates to leadership, Finance, and Capital Markets

🎯 Requirements

• 6+ years of experience in unsecured consumer lending, with hands-on ownership of credit portfolio
• Demonstrated ability to develop and execute credit strategies that balance growth and risk -
• Experience with partnership or B2B2C lending a strong plus; comfort adapting underwriting
• Strong analytical foundation; comfort with ambiguity and indirect data signals when direct data is
• Proactive and inquisitive approach to identifying and surfacing emerging risks and opportunities
• Clear, precise communicator - able to synthesize complex portfolio dynamics into crisp