Underwriting Analyst

📋 Description

• Own and work assigned cash-based underwriting queues, including account reviews, limit changes, and
• Evaluate customer creditworthiness and repayment capacity using bank statements, transaction data
• Analyze cash balances, revenue, burn, runway, utilization, and transaction activity to identify
• Make sound, risk-based recommendations within delegated authority, balancing customer impact with
• Clearly communicate underwriting decisions, rationale, and information requirements to internal
• Partner with Sales, Customer Experience, Credit Policy, Risk, Data, Product, and Engineering to

🎯 Requirements

• Passionate about credit and underwriting decisions on commercial exposures for small to large
• Strong analytical rigor and attention to details
• Customer centric and passionate about thinking through customer needs and working with them while
• Ability to communicate technical problems in an elegant and tactful way

🎁 Benefits

• Familiarity with quantitative credit risk models, probability of default (PD), and loss given
• Familiarity with underwriting or credit-risk tooling and workflows.
• Experience using SQL, Hex, spreadsheets, or similar tools to analyze data and identify trends.
• Familiarity with banking regulations and global markets
• Experience using Salesforce or comparable case-management tools