US Credit Originations SME

📋 Description

• Lead the operational management and optimisation of our credit card originations processes
• Drive compliant, efficient onboarding of new accounts
• Act as the central point of contact for the operations team on all things US credit originations
• Respond to queries and share insight from industry experience
• Build strong relationships across departments (e.g. Implementations, Operations, Product, Risk)
• Own an operational learning strategy for US credit originations, upskilling internal teams

🎯 Requirements

• Extensive knowledge of the US credit originations and account-opening ecosystem, gained from
• Deep understanding of the end-to-end originations lifecycle: application intake, identity
• Strong knowledge of credit bureau data and scoring (Experian, Equifax, TransUnion), decisioning
• Working knowledge of KYC / KYB / CIP and AML requirements as they apply to account opening
• Familiarity with the regulatory framework governing originations, including Regulation B (ECOA)
• Proven ability to act as the central point of contact for the operations team